// Insights & Publications

Research you can read, cite and act on.

Open-access policy briefs, research papers and annual reports from across ERITE's four pillars. Every publication is produced with our think tank members and tested against real implementation on our platforms.

Policy Brief

Merchant Digital Acceleration: Onboarding Women-Led MSMEs to Digital Payments

Digital Transformation Pillar · 2026 · PDF

↓ Research Paper

Context-Appropriate AI: What African-Built Models Mean for Public Sector Efficiency

AI for Public Policy Lab · 2026 · PDF

↓ Report

The State of E-Commerce in Zambia & SADC — Annual Ecosystem Review

eAfrica Expo Insights · 2025 · PDF

↓ Policy Brief

Sovereign Debt Sustainability & Fiscal Space for Digital Infrastructure Investment

Economic Policy & Technology Pillar · 2025 · PDF

↓ Research Paper

Mobile Money at the Point of Sale: Why Merchant Acceptance Lags Behind Transaction Growth

Digital Transformation Pillar · 2025 · PDF

↓ Policy Brief

AfCFTA and the Digital Trade Protocol: A Readiness Framework for Zambian SMEs

Economic Policy & Technology Pillar · 2025 · PDF

↓ Report

Women in E-Commerce: Four Cohorts of Evidence from the WIE Incubation Program

WIE Program · 2024 · PDF

↓ Research Paper

Green E-Commerce Hubs: The Economics of Solar-Powered Internet Points for Off-Grid SMEs

Renewable Energy Pillar · 2024 · PDF

↓ Policy Brief

Payment Systems Modernization: Lessons from the ZIPSS and National QR Rollout

Advisory Series · 2024 · PDF

↓

Members Access Working Papers in the Portal ↗

Publishing With ERITE

Think tank members at Contributor and Research Fellow level publish under the ERITE imprint — with editorial support, policy distribution and presentation slots at e-Ndaba roundtables and the eAfrica Expo.

Apply for Membership